If you speak with an insurance agent, no matter your problem, the only solutions in their licensed tool belt are life insurance or annuities. If you speak with a broker, their solutions will be investments at risk in the market.
Generally these products become appropriate to consider when one or all of the following are concerns
Protection of principle,
Long-term care (P.I.L.L.)
We can shop the market to identify the best insurance solution based on your priorities. Plus, we can show you how these pieces may fit into your overall portfolio to avoid compromising any of your other financial needs.
Partner: Current CPA or Referred Partner based on individual needs
With the growing national debt crisis, understanding the tax implications of your investments for you and your future heirs should be a significant factor in your planning.
Neither the firm nor its agents or representatives may give tax advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.
Partner: Current Attorney or Referred Partner based on individual needs
Knowing the proper steps needed to have your assets flow as you intend is a complex and constantly changing battle. Through partnerships with attorneys and our ongoing client relationships, we can help avoid assets going through probate, to a divorced spouse or creditor, and keep wishes up-to-date and enforceable.
Another key consideration for many families we serve is creating an action plan and finding a partner who will assist you, your significant other or family through financial decisions when you are no longer interested or able to do so on your own. Being proactive in your planning is essential.
Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.
Partner: Referred Partner based on individual needs
Do you need it? How much coverage? What’s the best company? How does it fit in your overall plan? What are the pros, cons and strings attached? We can help you shop these supplements to find the best options for covering any major gaps in your planning.
Take comfort in your financial future knowing that all aspects of your financial life are working together efficiently and effectively towards your ultimate retirement goals. Contact us to set up a visit or to find out about upcoming workshops on these topics today!
Investment advisory services offered through AE Wealth Management, LLC, an SEC Registered Investment Adviser