5-Step Money Matters Retirement Review

a special note from megan to you



I don’t think retirement is a one-size fits all approach. It’s very specific to who you are, what you want, & what you want your retirement to look like.

Everyone’s plan should be different & should be specialized to your needs. That’s why it’s so important to have a review that tackles the 5 steps below. I encourage you to read the below and then fill out the form to schedule your review. I look forward to meeting you!”

We break down each step included with your
5-Step Money Matters Review

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step2
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step5

1. Income Planning

Our goal is to help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.


2. Investment Planning

Once your income plan is established, we create an investment plan for the remaining assets that you do not need to draw from month to month.

3. Tax Planning

Any comprehensive retirement plan will include a strategy to help reduce tax liabilities.




4. Health Care Planning

We will create a plan to help you address rising long-term care and health care costs.

5. Legacy/Estate Planning

It is important to ensure your hard-earned assets go to your beneficiaries in the most tax efficient manner. By working collaboratively with a qualified estate planning attorney, our goal will be to help you.

This typically includes:

  • Social Security optimization
  • Income & expense analysis
  • Inflation plan
  • Longevity protection
  • Pension optimization

This typically includes:

  • Assessing your risk tolerance
  • Adjusting your portfolio to reduce fees
  • Volatility Control
  • Evaluating ways to reduce risk while still working toward your goals
  • Comprehensive institutional money management

This typically includes:

  • Assessing the taxable nature of your current holdings
  • Strategizing ways to include tax-deferred or tax-free money in your plan
  • Strategizing which tax category to draw income from first to potentially reduce your tax burden
  • Discussing ways to leverage your qualified money to leave tax-free dollars to your beneficiaries

This typically includes:

  • Analyzing options for a long-term care plan
  • Medicare Supplements
  • Medicare Advantage
  • Medicare Part D
  • Dental, Vision, Hearing

This typically includes:

  • Optimizing your estate and income tax planning opportunities
  • Protecting any assets in trust and help ensure they are distributed to your beneficiaries probate free
  • Helping prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death

Insurance products are offered through the insurance business Jones Advisory Group. Jones Advisory Group is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Jones Advisory Group are not subject to Investment Advisor requirements. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal.

1. Income Planning

Our goal is to help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.

This typically includes:

  • Social Security maximization
  • Income & expense analysis
  • Inflation plan
  • Longevity protection

2. Investment Planning

Once your income plan is established, we create an investment plan for the remaining assets that you do not need to draw from month to month.

This typically includes:

  • Assessing your risk tolerance
  • Adjusting your portfolio to reduce fees
  • Volatility Control
  • Evaluating ways to reduce risk while still working toward your goals
  • Comprehensive institutional money management

3. Tax Planning

Any comprehensive retirement plan will include a strategy to help reduce tax liabilities.

This typically includes:

  • Assessing the taxable nature of your current holdings
  • Strategizing ways to include tax-deferred or tax-free money in your plan
  • Strategizing which tax category to draw income from first to potentially reduce your tax burden
  • Evaluating ways to reduce risk while still working toward your goals
  • Discussing ways to leverage your qualified money to leave tax-freed ollars to your beneficiaries

4. Health Care Planning

We will create a plan to help you address rising long-term care and health care costs.

This typically includes:

  • Analyzing options for a long-term care plan
  • Medicare Supplements

5. Legacy/Estate Planning

It is important to ensure your hard-earned assets go to your beneficiaries in the most tax efficient manner. By working collaboratively with a qualified estate planning attorney, our goal will be to help you.

This typically includes:

  • Maximizing your estate and income tax planning opportunities
  • Protecting any assets in trust and ensuring they are distributed to your beneficiaries probate free
  • Preventing your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death

Schedule a Complimentary Consultation

If you would like to learn more about Jones Advisory Group or would like to schedule a complimentary consultation with one of our advisors, please contact us today!

Why spend another moment wondering about your financial future?

  • By submitting your personal information, you consent to be contacted by a financial professional regarding your financial strategy for retirement.

Ready to Take The Next Step?

Take comfort in your financial future knowing that all aspects of your financial life are working together efficiently and effectively toward your ultimate retirement goals. Contact us to set up a visit or to find out about upcoming workshops on these topics today!

Schedule a Visit
attend an event

Or give us a call at 785.215.6675