5-Step Money Matters Retirement Review

5-Step Money Matters Review

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1. Income Planning

Our goal is to help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.


2. Investment Planning

Once your income plan is established, we create an investment plan for the remaining assets that you do not need to draw from month to month.

3. Tax Planning

Any comprehensive retirement plan will include a strategy to help reduce tax liabilities.




4. Health Care Planning

We will create a plan to help you address rising long-term care and health care costs.

5. Legacy/Estate Planning

It is important to ensure your hard-earned assets go to your beneficiaries in the most tax efficient manner. By working collaboratively with a qualified estate planning attorney, our goal will be to help you.

This typically includes:

  • Social Security maximization
  • Income & expense analysis
  • Inflation plan
  • Longevity protection

This typically includes:

  • Assessing your risk tolerance
  • Adjusting your portfolio to reduce fees
  • Volatility Control
  • Evaluating ways to reduce risk while still working toward your goals
  • Comprehensive institutional money management

This typically includes:

  • Assessing the taxable nature of your current holdings
  • Strategizing ways to include tax-deferred or tax-free money in your plan
  • Strategizing which tax category to draw income from first to potentially reduce your tax burden
  • Discussing ways to leverage your qualified money to leave tax-free dollars to your beneficiaries

This typically includes:

  • Analyzing options for a long-term care plan
  • Medicare Supplements

This typically includes:

  • Maximizing your estate and income tax planning opportunities
  • Protecting any assets in trust and ensuring they are distributed to your beneficiaries probate free
  • Preventing your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death

1. Income Planning

Our goal is to help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.

This typically includes:

  • Social Security maximization
  • Income & expense analysis
  • Inflation plan
  • Longevity protection

2. Investment Planning

Once your income plan is established, we create an investment plan for the remaining assets that you do not need to draw from month to month.

This typically includes:

  • Assessing your risk tolerance
  • Adjusting your portfolio to reduce fees
  • Volatility Control
  • Evaluating ways to reduce risk while still working toward your goals
  • Comprehensive institutional money management

3. Tax Planning

Any comprehensive retirement plan will include a strategy to help reduce tax liabilities.

This typically includes:

  • Assessing the taxable nature of your current holdings
  • Strategizing ways to include tax-deferred or tax-free money in your plan
  • Strategizing which tax category to draw income from first to potentially reduce your tax burden
  • Evaluating ways to reduce risk while still working toward your goals
  • Discussing ways to leverage your qualified money to leave tax-freed ollars to your beneficiaries

4. Health Care Planning

We will create a plan to help you address rising long-term care and health care costs.

This typically includes:

  • Analyzing options for a long-term care plan
  • Medicare Supplements

5. Legacy/Estate Planning

It is important to ensure your hard-earned assets go to your beneficiaries in the most tax efficient manner. By working collaboratively with a qualified estate planning attorney, our goal will be to help you.

This typically includes:

  • Maximizing your estate and income tax planning opportunities
  • Protecting any assets in trust and ensuring they are distributed to your beneficiaries probate free
  • Preventing your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death

Ready to Take The Next Step?

Take comfort in your financial future knowing that all aspects of your financial life are working together efficiently and effectively toward your ultimate retirement goals. Contact us to set up a visit or to find out about upcoming workshops on these topics today!

Or give us a call at 785.215.6675